Rates
At LCLFCU our priority is to YOU - the member owner. We honor that tradition by passing through the best rates possible on loans and shares.
Share Rates Certificate Rates Loan Rates Fees
| CERTIFICATE RATES Regular or IRA | ||
| Term | Dividend Rate | Actual Percentage Yield (APY)* |
| 6 months | 3.25% | 3.30% |
| 1 year | 3.50% | 3.56% |
| 18 months | 3.00% | 3.04% |
| 2 years | 2.85% | 2.89% |
| *Rates subject to change without notice. Contact the credit union to confirm current rates and terms | ||


