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At your credit union our priority is to YOU the member owner. We honor that tradition by passing through the best rates possible on loans and shares.


Share Rates Certificate Rates Loan Rates Fees

Effective as of: May 15, 2017
TypeAnnual Percentage Rate
(APR)**
Share Secured2.02%
Signature Rewards Visa11.24%
Classic Visa9.90%
Signature/Line of Credit12.00%
New Auto Rates - Starting at1.99%
New Auto - Term 36 Months1.99%*
New Auto - Term 37 to 60 Months2.99%
New Auto - Term 61 to 72 Months3.24%
Used Auto Rates - Starting at2.99%
Used Auto - Term 36 Months2.99%
Used Auto - Term 37 to 72 Months3.49%
Motorcycles/ATVs10.00%
Motorcycles 750 cc or greater7.50%
New or Used RV Starting @ 4.49% Purchase Only
New RVs and Boats - 84 months or less5.99%
New RVs and Boats - greater than 84 months6.24%
Used RVs and Boats - 84 months or less6.24%
Used RVs and Boats - greater than 84 months6.49%
New Mobile Homes - 144 months or less7.50%
Used Mobile Homes - 1 to 9 Model Years8.00%
Used Mobile Homes - 10 Model Years 9.75%
PayDay Loan18.00%
Tax Return or PMA Vacation18.00%
 
Please use Credit Union Rate Calulator for additional payment information.
 
*Estimated Monthly Payment Example Payments of $143.19 based on a loan of $5000.00 for 36 months.
**Payments of $143.19 based on a loan of $5000.00 for 36 months.
 
Real Estate - Please contact our office at 888-337-4404 or e-mail loans@lclfcu.org

Real Estate - Please contact our office at 888-337-4404 or e-mail loans@lclfcu.org