Savings & Checking...
Lower Columbia Longshoremen's FCU offers you several deposit options. Whether you need convenient access to your funds through our free checking account or investments through our certificates of deposit, we have competitive accounts for you.
Savings | ATM Card | Free Checking | VISA Check Card | Money Market | Certificates | Christmas Club
Savings
Your credit union offers a savings account for your convenience. Your $20 deposit establishes your membership at the credit union and opens all our other services to you. There are no fees for maintaining your savings account and the credit union provides share life insurance that will match the balance in your account up to $2,000. Dividend Rates are competitive and paid monthly based on the daily balance of your account.
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ATM Card
Your key to 24 hour access to your account. With an ATM card you can use any of over 100,000 ATM machines nationwide. Just look for any ATM that displays the Plus or Star network. If you have a checking account, you can also use your ATM card at point of sale merchants who display the Star network.
Free Checking
That's right. At your credit union you get unlimited check writing with no monthly or per check fee and no minimum balance is required. With our optical storage system, we provide you with a permanent record for all the checks you write. You can also access your free checking with a free VISA Check Card, accepted at any merchant location that honors VISA.
VISA Check Card
You can access your checking account with your free VISA Check Card. This card is accepted by any merchant who displays a VISA logo. Your purchases are automatically deducted from your checking account and you receive a record of your purchases on your monthly statement. This card also doubles as your access to the Star point of sale network and Plus and Star ATM's nationwide.
Money Market Account
We offer a very competitive Money Market account if you are looking for higher dividends with maximum liquidity. The Money Market account requires a minimum balance of $1,000 but you can withdraw any amount at anytime you need to. Compare our Rates and see what this account can do for you.
Certificates of Deposit
For members looking for even higher dividend earnings, our certificates of deposit are for you. We offer certificate terms from 6 months to 2 years. With a low minimum deposit of $500 any member can benefit from the higher earnings we offer. All dividends are paid monthly. Take a look at our current Rates.
Christmas Club
Do you want to put away money for the next holiday season? Our Christmas Club account is for you. The account earns dividends at the same Rates as the regular share account. To make your Christmas shopping easier, Christmas Club checks are available the third week in October. Take advantage of this convenient way to save for the holiday season.